Is This Company a Scam?

Apple is one of the world's most valuable companies, making iPhones, Macs, and operating the App Store and Apple Pay.

Microsoft is a global technology company producing Windows, Office, Azure cloud services, and Xbox gaming systems.

Google (Alphabet) is a global technology company operating the world's largest search engine, YouTube, Gmail, Google Maps, and Android.

Plus500 is a CFD broker listed on the London Stock Exchange.

Coinbase is the largest regulated cryptocurrency exchange in the United States, publicly traded on NASDAQ (COIN).

Binance is the world's largest cryptocurrency exchange by trading volume.

Kraken is one of the oldest and most reputable US cryptocurrency exchanges, known for strong security practices and regulatory compliance.

Gemini is a regulated US cryptocurrency exchange and custodian founded by the Winklevoss twins, known for strong regulatory compliance and security.

KuCoin is a large global cryptocurrency exchange based in Seychelles.

Bybit is a major global crypto derivatives exchange based in Dubai.

OKX (formerly OKEx) is one of the world's largest crypto exchanges by volume, based in Seychelles.

Gate.

Bitget is a global crypto derivatives exchange known for copy trading features.

MEXC is a global cryptocurrency exchange based in Seychelles that lists a very high number of tokens including many obscure altcoins.

eBay is one of the world's largest online marketplaces for both new and used goods, with over 130 million buyers worldwide.

Etsy is a marketplace focused on handmade, vintage, and unique items.

Temu is a Chinese e-commerce platform offering extremely low-priced goods shipped directly from China.

SHEIN is a Chinese ultra-fast-fashion retailer known for very low prices and massive product catalog.

AliExpress is Alibaba's consumer-facing marketplace allowing international buyers to purchase directly from Chinese sellers.

Wish is a mobile shopping app primarily selling low-cost products shipped from China.

Overstock.

Alibaba is a Chinese e-commerce conglomerate primarily operating a B2B marketplace connecting global buyers with Chinese manufacturers and suppliers.

DHgate is a Chinese B2B e-commerce platform connecting international buyers with Chinese manufacturers and small sellers.

Amazon is one of the world's largest companies, operating e-commerce, cloud computing (AWS), and digital media services.

Rakuten is a Japanese e-commerce and cashback service with a US cashback shopping portal offering rebates at thousands of retailers.

SoFi (Social Finance) is a US digital personal finance company offering loans, banking, investing, and insurance products.

LendingClub is a US-based digital marketplace bank offering personal loans, auto refinancing, and banking services.

AvaTrade is a regulated forex and CFD broker with licenses in multiple jurisdictions including Ireland, Australia, Japan, and South Africa.

FOREX.

Upwork is the world's largest freelance talent marketplace connecting businesses with independent professionals.

Fiverr is a global online marketplace for freelance services with millions of sellers offering digital services starting at $5.

Freelancer.

PeoplePerHour is a UK-based freelance marketplace focused primarily on creative and digital services.

Fidelity is one of the largest financial services companies in the world with over $12 trillion in assets under administration.

Vanguard is one of the world's largest investment management companies and the pioneer of index fund investing.

Charles Schwab is one of the largest US brokerage firms offering investment, banking, and retirement services.

Robinhood is a commission-free stock and crypto trading app regulated by FINRA and SEC.

Webull is a commission-free trading platform for stocks, ETFs, and crypto.

Acorns is a micro-investing app that rounds up purchases to the nearest dollar and invests the difference.

Stash is a financial services app offering investing, banking, and retirement account services to beginners.

eToro is a social trading platform offering stocks, crypto, and copy trading.

Indeed is the world's largest job search engine, listing millions of positions from employers worldwide.

Glassdoor is an employer review and job listing platform owned by Recruit Holdings.

ZipRecruiter is a US employment marketplace connecting employers and job seekers.

Lotto.

theLotter is an international online lottery ticket purchasing service that allows users to buy tickets for lotteries worldwide as a licensed messenger service.

Herbalife is a multi-level marketing company selling nutritional supplements and weight management products.

Amway is one of the world's largest multi-level marketing companies, selling home care, beauty, and nutritional products.

LuLaRoe is a multi-level marketing clothing company that faced multiple class action lawsuits and state investigations.

Mary Kay is a cosmetics multi-level marketing company.

Nu Skin is a multi-level marketing company selling personal care and nutritional products.

ACN is a multi-level marketing company selling telecommunications and other home services.

USANA is a publicly traded MLM company selling nutritional supplements, vitamins, and skincare products.

Avon is one of the world's oldest direct sales companies selling cosmetics and personal care products.

Tupperware is a direct sales company famous for its food storage products.

Primerica is a financial services MLM company selling term life insurance and financial products through a network of licensed agents.

WhatsApp is a global messaging app owned by Meta with over 2 billion users.

Telegram is an encrypted messaging app known for large group chats and channels.

Signal is a non-profit encrypted messaging app considered the gold standard of private communications by security researchers.

Chime is a US financial technology company offering fee-free mobile banking services through partner banks Bancorp and Stride Bank.

NetCredit offers personal loans and lines of credit to borrowers who may not qualify for traditional bank loans.

Avant is an online personal loan lender offering loans from $2,000 to $35,000 to borrowers with fair to good credit.

OppFi (Opportunity Financial) is a fintech lender offering high-cost installment loans to subprime borrowers.

Prosper is the first peer-to-peer lending marketplace in the US, now operating as a personal loan platform regulated by multiple state and federal agencies.

PayPal is one of the world's largest digital payment platforms with over 430 million users.

Cash App (by Block, Inc.

Venmo is a PayPal-owned peer-to-peer payment app used primarily in the US for splitting bills and paying friends.

Zelle is a bank-to-bank payment network operated by Early Warning Services, backed by major US banks.

Wise (formerly TransferWise) is a regulated international money transfer service that offers mid-market exchange rates and transparent fees.

Revolut is a UK-based fintech offering banking, currency exchange, and investment services.

LinkedIn is the world's largest professional networking platform owned by Microsoft, with over 1 billion members.

Swagbucks is a rewards program that pays users in "SB" points for completing surveys, watching videos, shopping online, and other activities.

Survey Junkie is an online survey platform that pays users for completing consumer surveys.

Betterment is a pioneer in robo-advisory investment services, managing over $45B in assets.

CashNetUSA is a licensed short-term lender offering payday loans and installment loans in multiple US states.

LoanMart is a title loan and personal loan lender operating in several US states.

Check Into Cash is a payday and title loan company with physical locations across the US.

Facebook is Meta's flagship social network with nearly 3 billion users.

Instagram is Meta's photo and video sharing platform with over 2 billion users.

TikTok is a short-form video platform owned by ByteDance (China) with over 1 billion users.

Snapchat is a multimedia messaging app known for disappearing photos and stories.

Pinterest is a visual discovery platform used for inspiration across fashion, food, home decor, and more.

Publishers Clearing House is a legitimate direct marketing company that runs real sweepstakes.

AT&T is one of the largest telecommunications companies in the United States offering mobile, internet, and TV services.

Verizon is one of the largest US wireless carriers offering mobile, home internet, and TV services.

Sprint was a major US wireless carrier that merged with T-Mobile in 2020.

T-Mobile is the second-largest US wireless carrier after its merger with Sprint.

Comcast is the largest US internet service provider operating under the Xfinity brand, serving over 30 million customers.

IQ Option is an online trading platform specializing in binary options and CFDs.

Quotex is a binary options and digital trading platform based in Seychelles.

Booking.

Airbnb is a home-sharing platform connecting travelers with hosts offering short-term accommodation worldwide.

Expedia is one of the world's largest online travel agencies, offering flights, hotels, car rentals, and vacation packages.

TripAdvisor is the world's largest travel review platform, with reviews for hotels, restaurants, and attractions worldwide.

Vrbo (Vacation Rentals By Owner) is a vacation rental marketplace owned by Expedia Group, focusing on whole-home rentals.

Hotels.