Prosper

✅ Legitimate
P2P Lending · Founded 2005

Prosper is the first peer-to-peer lending marketplace in the US, now operating as a personal loan platform regulated by multiple state and federal agencies.

Trust Score
8
out of 10

Our Verdict

Prosper is a legitimate, regulated lending platform. Real Prosper loans never require upfront fees. Access only through prosper.com.

This is a legitimate company. Exercise normal caution and be alert to impersonators.

⚠️ Scam Warning

Prosper is legitimate. Advance fee loan scammers impersonate Prosper offering fake pre-approved loans that require upfront fee payment.

🚨 Known Scams Using Prosper's Name

  • • Fake Prosper loan approval requiring upfront insurance or processing fees

🚩 Red Flags to Watch For

⚠ Prosper loan requiring any payment before funds are disbursed

📋 Report a Scam Involving Prosper

If you've encountered a scam using Prosper's name, report it to help protect others.

Report to FTC Report to Prosper Report to FBI IC3
← Back to Company Directory