Chime

✅ Legitimate
Neobank · Founded 2013

Chime is a US financial technology company offering fee-free mobile banking services through partner banks Bancorp and Stride Bank.

Trust Score
8
out of 10

Our Verdict

Chime is a legitimate neobank. The risk is that scammers open Chime accounts to receive stolen funds. Chime itself is not fraudulent.

This is a legitimate company. Exercise normal caution and be alert to impersonators.

⚠️ Scam Warning

Chime is legitimate but is frequently used by scammers to receive funds due to its easy account opening. It is not the scammer — it is being used as a vehicle.

🚨 Known Scams Using Chime's Name

  • • Scammers asking victims to send money to a Chime account
  • • Fake Chime customer service impersonation to steal login credentials

🚩 Red Flags to Watch For

⚠ Being asked to send money specifically to a Chime account by a stranger
⚠ Chime customer service messaging you on social media

📋 Report a Scam Involving Chime

If you've encountered a scam using Chime's name, report it to help protect others.

Report to FTC Report to Chime Report to FBI IC3
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