LendingClub

✅ Legitimate
Fintech Lending · Founded 2006

LendingClub is a US-based digital marketplace bank offering personal loans, auto refinancing, and banking services. It is regulated by the OCC and holds a bank charter.

Trust Score
9
out of 10

Our Verdict

LendingClub is a legitimate bank. Real LendingClub loans never require upfront fees — fees are deducted from the loan proceeds. Contact LendingClub only through lendingclub.com.

This is a legitimate company. Exercise normal caution and be alert to impersonators.

⚠️ Scam Warning

LendingClub is legitimate but is impersonated by scammers who charge upfront fees to "process" fake loans in LendingClub's name.

🚨 Known Scams Using LendingClub's Name

  • • Advance fee loan scams impersonating LendingClub
  • • Fake LendingClub loan approval emails demanding upfront insurance or processing fees

🚩 Red Flags to Watch For

⚠ A "LendingClub" loan offer that requires upfront payment to receive funds
⚠ Loan approval emails from non-lendingclub.com domains

📋 Report a Scam Involving LendingClub

If you've encountered a scam using LendingClub's name, report it to help protect others.

Report to FTC Report to LendingClub Report to FBI IC3
← Back to Company Directory