SoFi

✅ Legitimate
Fintech Banking · Founded 2011

SoFi (Social Finance) is a US digital personal finance company offering loans, banking, investing, and insurance products. It holds a national bank charter.

Trust Score
9
out of 10

Our Verdict

SoFi is a legitimate, chartered bank. It never requires upfront fees for loans. Access SoFi only through sofi.com.

This is a legitimate company. Exercise normal caution and be alert to impersonators.

⚠️ Scam Warning

SoFi is legitimate and regulated. It is impersonated in advance fee loan scams and phishing attempts targeting SoFi account holders.

🚨 Known Scams Using SoFi's Name

  • • Fake SoFi loan offers requiring upfront fee payment
  • • Phishing emails impersonating SoFi account security alerts

🚩 Red Flags to Watch For

⚠ SoFi loan approval requiring upfront payment
⚠ Emails about your SoFi account from non-sofi.com domains

📋 Report a Scam Involving SoFi

If you've encountered a scam using SoFi's name, report it to help protect others.

Report to FTC Report to SoFi Report to FBI IC3
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