CashNetUSA
⚡ ControversialShort-Term Lending · Founded 2004
CashNetUSA is a licensed short-term lender offering payday loans and installment loans in multiple US states. It is owned by Enova International, a publicly traded company.
Trust Score
6
out of 10
Our Verdict
CashNetUSA is a legal licensed lender. However, its products (payday loans) carry very high interest rates. The main risk is impersonation by advance fee loan scammers.
This company operates legally but has significant controversy, regulatory issues, or consumer complaints.
⚠️ Scam Warning
CashNetUSA is a licensed lender but payday loans carry extremely high APRs (often 400%+). It is heavily impersonated by advance fee loan scams targeting borrowers with poor credit.
🚨 Known Scams Using CashNetUSA's Name
- • Advance fee loan scams using CashNetUSA's name to seem legitimate
- • Fake CashNetUSA approval emails requiring upfront payment
🚩 Red Flags to Watch For
⚠ CashNetUSA loan offer requiring upfront fees
⚠ Emails from non-cashnetusa.com domains about approval
📋 Report a Scam Involving CashNetUSA
If you've encountered a scam using CashNetUSA's name, report it to help protect others.