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SMS Phishing (Smishing)

Fraudulent text messages impersonating USPS, FedEx, banks, or the IRS to steal credentials or install malware.

$330M+
Annual losses (US)
85,000+ annually (US)
Reported victims/year
Report Now
FTC: ReportFraud.ftc.gov

๐ŸŽญ How Scammers Do It: Tactics

  • โ–ธ Send texts impersonating USPS, FedEx, or UPS about package deliveries
  • โ–ธ Clone bank SMS alerts claiming unusual activity on your account
  • โ–ธ Send fake IRS tax refund notifications via text
  • โ–ธ Include malicious links to credential-harvesting websites
  • โ–ธ Use 10-digit phone numbers that look like US local numbers
  • โ–ธ Ask for credit card numbers to pay "customs fees" or "redelivery fees"

๐Ÿšฉ Red Flags: Stop If You See These

โš  Text from a shipping company you did not expect
โš  Link in the message has a domain not matching the company
โš  Requests payment for delivery via credit card through a text link
โš  Urgent language โ€” package will be returned or destroyed
โš  Text claims you have a tax refund โ€” IRS does not text
โš  Short URL that hides the actual destination (bit.ly, tinyurl)

๐Ÿ›ก๏ธ How to Protect Yourself

1. Never click links in unexpected text messages
2. Go directly to the company website to track packages
3. Enable spam text filtering on your phone
4. Report smishing texts to 7726 (SPAM) on all major US carriers
5. Do not respond to suspicious texts โ€” responses confirm your number is active
6. Use your phone carrier's scam-blocking features

๐Ÿ“‹ How to Report This Scam

Forward the smishing text to 7726 (SPAM). Report to FTC at ReportFraud.ftc.gov.

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